Home Loan/Refinance

Home Loan to purchase your Owner Occupied or Investment property.

It can be purchased under your name  or your company.

Term is usually 30 Years

Fix rate or variable depends on your preference and situation.

Fix rate normally can be up to 3 Years.

IF you have less than 20% deposit you may have to pay Lender Mortgage Insurance (LMI). 

Personal Loan

Personal loan is the most popular loan and ca be approved by lenders within a short period of time.

Term is vary and between 1 to 7 years.

Rates and amount are both completely depends on the client's situation and their credit file score.

This type of loan can be secured or unsecured.

Once it is unsecured the rate is normally higher.

Business Loan

Business loan is available for businesses which are currently trading and their turn over is above $8000 per month.

Most of lenders require that the business should be ABN and GST registered at least for 6-12 months. 

Car Loan

Car loan for consumer use or business use.

Term is between 3 to 7 years and normally the asset age can not be more than 15 years at the end of the loan term.

As this loan is secured the lenders may have willing to lend up to %100 of the car value.

The car can be purchased from dealer or private seller.

Rates are vary and depends on the age, model and seller.